Heartland is dedicated to continuously improving our products and services to ensure we can help even more Australian seniors to live a more comfortable retirement.

Since 2014, Heartland has been a leader in providing financial solutions to seniors, offering our flexible and award-winning Standard Reverse Mortgage, Aged Care Option and Secondary Property Loan which can be tailored to suit your financial needs in retirement.

To meet the increasing demand for reverse mortgages, and the ever-evolving financial landscape, we recently launched Express Reverse Mortgage and Premium Reverse Mortgage.

These innovative products are designed to cater to a wider range of customers and provide additional value depending on your personal retirement situation and goals.

Express Reverse Mortgage

Express Reverse Mortgage is a simplified and streamlined version of Heartland’s Standard Reverse Mortgage offering an online-only application and digital processing. You can borrow between $20,000-$50,000 as a lump sum amount, at a low reverse mortgage variable interest rate.

Find out more about Express Reverse Mortgage here.

Premium Reverse Mortgage

Heartland’s Premium Reverse Mortgage is for customers with a property in Sydney or Melbourne valued at over $10million. The amount you can borrow starts at $2million and depends on certain factors, such as your age and the condition and value of your home. The interest rate is variable but aligned to the 90-day bank bill rate – providing greater certainty than a standard variable rate product.

Find out more about Premium Reverse Mortgage here.

Which product is right for me?

We look forward to helping even more Australian seniors achieve a more comfortable retirement with the addition of these exciting products.

While we’re excited about these new additions, our core offerings, including the Standard Reverse Mortgage, Aged Care Option, and Secondary Property Loans, remain unchanged, and we will continue to provide the same level of dedicated service and support that our customers have come to trust.

If you have any questions or wish to explore which of our offerings is the right fit for you or your clients, we invite you to visit our product page here.

The information provided is accurate as of 17 October 2023 and may change from time to time.