Heartland Bank welcomes you to this website. By viewing the pages of our website you acknowledge that you have read and have accepted these Website Terms of Use and our Privacy Policy.

Purpose
The purpose of these Terms of Use is to explain to you the terms and conditions on which you visit and use this website. Please read these Terms of Use carefully before using this website.

These Terms of Use are to be read in conjunction with our Privacy Policy. References to “we” or “us” refers to Heartland Bank Australia Limited ABN 54 087 651 750, and its related bodies corporate (as that term is defined in the Corporations Act 2001 (Cth).

It is a condition of your use of this website that you observe the Terms of Use at all times.
Information on Website
The information on this website has been provided by Heartland Bank for informational or product application purposes. Heartland Bank does not warrant the accuracy or completeness of the materials on this website.

Heartland Bank may at any time change the information or product application tools available on this website, without notice, including discontinuing all or any aspects of this site.

No content on this website can or may change any contract for products or services that you may have with Heartland Bank.

When transmitting your personal information over this site, you should remember that the internet is not a secure environment.
Website Links
If Heartland Bank has provided links to any third-party site for your assistance, this does not imply Heartland Bank’s agreement to or endorsement of any of the information contained on the third party site.

When a third-party website is accessed from this site, users depart Heartland Bank’s website. Heartland Bank will have no liability in respect of any loss or damage arising from any use of a third-party link on the Heartland Bank website or a third party site accessed via any such link.

Should you wish to link the Heartland Bank website to your website, consent must be sought in writing from Heartland Bank before doing so.
Applications for Credit
Nothing on this site is to be construed as Heartland Bank making any offer to enter into any transaction or relationship with you. For full details of up-to-date service information, charges, interest rates, terms and conditions, and any special offers you should contact Heartland.

Notwithstanding any information on this site, any application for credit from Heartland Bank will be subject to Heartland Bank’s usual lending criteria as applicable at the time of application, together with lending fees, transaction fees, charges and interest as applicable at the time of application.

Heartland Bank strongly recommends that you seek independent advice before acting on any information on this site. This site is not designed for the purpose of providing personal financial or investment advice.
Electronic Communication Consent
You consent to Heartland Bank communicating with you electronically if you have provided us with an electronic message (email) address. This consent will apply to all electronic communications permitted by law. Notwithstanding this consent, we may still provide you with any relevant document in paper form.

You may withdraw this consent at any time by contacting us using the details provided below, and requesting to receive communications in paper form.
Limitation of Liability
To the fullest extent permitted by law, Heartland Bank and its related bodies corporate will not be liable for:
  • any loss, damage, costs or expense, whether direct or indirect, arising out of, or in connection to your use of this website (including, without limitation any product application tools provided); or
  • any changes to the information or application tools available on this website.
Jurisdiction
The use of this website and these Terms of Use are to be governed by the laws of the State of Victoria.
Further Information
Heartland Bank Australia Limited
PO Box 18134
Collins Street East VIC 8003

By phone: 1300 221 479