Reverse Mortgages

What is a reverse mortgage?

A reverse mortgage allows Australians over 551 to release their home equity to live a more comfortable retirement. We’ve helped over 27,500 Australians with their retirement. Enquire now to see how we could help you with yours.

How does a reverse mortgage work?
Why choose a reverse mortgage?
Calculate how much you could receive

Get your reverse mortgage insights guide

Find out about:
  • what a reverse mortgage is
  • how to access your equity
  • how reverse mortgages are changing lives
Get a free insights guide
Get the Heartland Bank Reverse Mortgage app
Take control of your banking with the Heartland Bank Reverse Mortgage app.
Find out more

Unlock your home equity with a Heartland Bank Reverse Mortgage 

Our reverse mortgage gives you the financial freedom to live a more comfortable retirement by releasing equity from your home. Some of the benefits include:
  • Enjoying the comforts of your own home and living in your community.
  • Continuing to own your home, benefiting from any potential increase in property value.
  • Not needing to make any loan repayments until the end of your loan.
  • Making voluntary repayments or paying off your loan when it suits you.
  • Enjoying flexible drawdown options, including an initial lump sum, a regular payment, or apply for a future draw down through a cash reserve.

Resources

What will you have to pay?
See our interest rates
What documents might you need?
See our files to download
Need help with budgeting?
See our helpful tools
What do you need to know?
See fees & legal requirements

General information

Where can you learn more?
See our FAQs
Who else have we helped?
See our case studies
Where can you stay updated?
See our news and articles
What if you are a pensioner?
See our help for pensioners page
Why choose us?
See our awards and partnerships
Are you a broker?
See our broker portal

Get in touch

If you'd like to find out more about a Heartland Bank Reverse Mortgage, request a guide or call us on 1300 889 338.

Contact us