Enjoy the comforts of living in your own home for as long as you choose.

Remain the owner of your home, benefiting from any potential increase in property value.

Funds can be used for almost any reason that helps you live a more comfortable retirement.

There’s no requirement to make any loan repayments until the end of the loan.

Make voluntary repayments or pay off your loan when it suits you.

You and your estate are protected by our no negative equity guarantee.*

Enjoy flexible drawdown options, including an initial lump sum, a regular payment, or apply for a future drawdown through a cash reserve.